Miami Beach, Florida Mortgage Rates

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Miami Beach Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.025%

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Miami Beach Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

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30-YR. FHA Loan

Rate 4.75% APR 5.483%

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30-YR. VA Loan

Rate 4.875% APR 5.104%

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15 Year Rates in Miami Beach are even LOWER!

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Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Miami Beach, Florida Mortgage Calculator

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    Check out our Miami Beach, FL Mortgage Reviews

    Miami Beach is a coastal resort city in Miami-Dade County, Florida, United States. It was incorporated on March 26, 1915.[6] The municipality is located on natural and man-made barrier islands between the Atlantic Ocean and Biscayne Bay, the latter of which separates the Beach from the mainland city of Miami. The neighborhood of South Beach, comprising the southernmost 2.5 square miles (6.5 km2) of Miami Beach, along with Downtown Miami and the Port of Miami, collectively form the commercial center of South Florida.[7] Miami Beach’s population is 82,890 according to the 2020 census.[8] Miami Beach is the 26th largest city in Florida based on official 2019 estimates from the U.S. Census Bureau.[9] It has been one of America’s pre-eminent beach resorts since the early 20th century.